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Cash, medicines, alcohol and tobacco: what to declare arriving in NZ

Mei Ling Zhou· 23 July 2026· 5 min read

New Zealand's declaration rules catch a lot of cruise passengers off guard — not because the rules are complicated, but because people assume they're the same as somewhere else they've been.

Cash, Medicines, Alcohol and Tobacco: What to Declare Arriving in New Zealand by Cruise

New Zealand's declaration rules catch a lot of cruise passengers off guard — not because the rules are complicated, but because people assume they're the same as somewhere else they've been. They're not.


The Short Answer

You must declare cash over NZD $10,000, all medicines (prescription or not), any alcohol beyond the duty-free allowance, and tobacco over the limit. When in doubt, declare it. The penalty for not declaring is far worse than the conversation at the border.


Cash and Currency

The threshold is NZD $10,000 — or its equivalent in any currency or combination of currencies. This includes physical banknotes, traveller's cheques, and bearer-negotiable instruments. It does not mean you can't bring it; it means you must declare it.

If you're travelling as a couple and each of you is carrying NZD $6,000, that's NZD $12,000 combined. New Zealand Customs can — and does — treat that as a combined amount if it's a joint trip. Declare it.

The declaration is made on your New Zealand Traveller Declaration (NZTD), which you complete before your ship reaches its first New Zealand port. You can do this via the NZTD app or website. Do it the night before on the ship's Wi-Fi. It takes about ten minutes and saves a slow morning ashore.


Medicines

This is the one that surprises people most. New Zealand requires you to declare all medicines — prescription and over-the-counter — if you're carrying them in quantities that exceed what a person would reasonably need for personal use during their trip.

Practically speaking:

  • Carry your prescriptions or a letter from your doctor, especially for anything injectable, controlled, or unfamiliar by name.
  • Some medications legal in your home country are restricted or controlled in New Zealand. Codeine combinations, certain sleeping tablets, and some ADHD medications are worth checking in advance.
  • Herbal and traditional medicines also need to be declared — this is an MPI (Ministry for Primary Industries) requirement, not just a Customs one.

If you're carrying medicine for another passenger — say, a travel companion who is unwell — that needs a clear explanation at the border.


Alcohol

The personal duty-free allowance for alcohol entering New Zealand is:

  • 3 bottles of wine or champagne (each up to 1.125 litres), or
  • 4.5 litres of wine or champagne, or
  • 4.5 litres of beer, or
  • 1.125 litres of spirits or liqueur

You can mix categories, but the combined value must stay within the duty-free goods threshold (currently NZD $700 for all dutiable goods combined — confirm this with New Zealand Customs as it can be updated).

Anything above these limits must be declared. You'll pay duty on the excess — it's not automatically confiscated.

One thing cruise passengers sometimes overlook: alcohol purchased on board and brought ashore counts toward your allowance. Bottles from the ship's duty-free shop are not exempt.


Tobacco

The duty-free allowance is 50 cigarettes, or 50 grams of tobacco product, or 50 grams combined. That is a small amount — roughly one standard pack of cigarettes.

New Zealand has strict rules and high excise taxes on tobacco. Anything above the allowance must be declared, and you will pay duty. Undeclared tobacco found at the border results in seizure and a fine.

Roll-your-own tobacco, cigars, and heated tobacco products all count toward that 50-gram limit.


The NZTD — Do It Before You Arrive

The New Zealand Traveller Declaration is mandatory for all arriving passengers. It replaced the old paper arrival card. You complete it digitally — via the app or website — ideally 24 to 48 hours before arrival, though the night before works fine if that's when you have internet access.

The declaration covers biosecurity (food, plant material, soil, animal products), as well as the cash, goods, and medicine questions above. One declaration covers both Customs and MPI requirements.

If you are tendering ashore — as in Bay of Islands or Akaroa — factor in that the tender process adds time. Having your NZTD completed and your QR code ready before you get in the tender queue means your time ashore isn't eaten up at the wharf.


The One Step That Saves the Most Grief

Complete your NZTD the evening before arrival, and while you're doing it, lay out everything you're carrying that might need declaring — medicines, bottles, cash. If you find yourself asking "do I need to declare this?" the answer is yes. New Zealand Customs and MPI are efficient and professional, but they take undisclosed goods seriously. A short conversation at the border is nothing compared to a fine, a missed excursion, or a confiscated medication you actually need.


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